How the preferential pension is calculated. Pension for harmful working conditions

The retirement age in Russia begins for women at 60, and for men at 65. However, under certain conditions, early retirement is possible. In particular, when a person was employed in hazardous and harmful work.

general information

Citizens who are entitled to preferential pension in terms of harmfulness, they must have worked for at least 10 years (for men) and 5.5 years (for women) in dangerous and harmful conditions. If there is not enough seniority, early retirement is not possible. In addition, there is an approved list of professions that are harmful and dangerous.

Particularly harmful professions

In 2014, Resolution No. 665 was adopted, which approves the list of professions, employment in which refers to harmful, hard and hazardous work. They are all divided into large categories:

• mining operations;
• agglomeration and beneficiation;
• metallurgical production;
• coke, pitch-coke, thermoanthracite and coke production;
• gas and gas generating plants, stations and workshops for the production of gas;
• production of dinas products;
• production of silver nitrate, refining and production of chemically pure precious metals and their processing;
• pipe-pressing, pressing, drawing shops and departments;
• chemical production.

A complete list with detailed explanations can be found in the ordinance. Citizens who have been employed for more than eight years in one of the areas can count on preferential and early retirement pension.

Important! If a citizen was employed one at a time from directions from list No. 1 of the Resolution, then the total length of service is not taken into account when assigning an early and preferential pension. Working conditions are considered particularly hazardous and unhealthy, so 10 years of work is enough. Download for viewing and printing:

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Other professions

In addition to List No. 1, the Decree also provides for List No. 2, where professions related to difficult working conditions are spelled out. At the same time, the legislation allows the summation of the period of work in the profession from the first list with the period of work in the profession from the second list.

In fact, a person could have been employed for three years as X-ray technician(List No. 1), and then for seven years - the youngest nurse for patient care in the X-ray department (List No. 2). In fact, in difficult conditions, a citizen worked for ten years, which is enough to retire early and receive a preferential hazardous pension.

Important! In addition to the "dangerous" experience, additional work experience is also required. That is why the right to retire early may be refused, even if, under difficult conditions, a sufficient number of years have been worked.

Fundamental rules

Men who are counting on an early retirement pension must meet several criteria:

• 10 years of continuous experience by profession from the list No. 1;
• general work experience of at least 20 years;
• age 50.

General work experience it is understood in total both length of service in a harmful profession and experience in other professions. Only in this case will a man be able to retire at 50, 15 years earlier than everyone else. Nobody takes the right to further work from him, however, along with wages he is entitled to preferential pension payments.

Women who are counting on an early hazardous pension must meet the criteria:

• 7.5 years of continuous work experience (including periods of maternity leave) by profession from the list No. 1;
• general work experience of at least 15 years;
• age 45 years.

For citizens employed in professions from the established list No. 2, other criteria apply:

• 12.5 years of continuous work experience for men and 10 years for women;
• 25 years of general experience for men and 20 years for women;
• age 55 for men and 50 for women.

In this case, the size of the preferential pension will be calculated taking into account the total length of service, based on the established norms.

Conditions for appointment

The Law "On Insurance Pensions" supplements all the conditions for entering early and preferential old-age pension with the presence of a minimum individual pension coefficient (IPC) - 30. The coefficient itself depends on the average salary and insurance premiums paid by the employer.

At the same time, the employer does not have the right to conceal the official income of a citizen from the Pension Fund, provide inaccurate information and delay the deduction of contributions. Accordingly, the higher a citizen's salary (meaning "white" income), the higher the individual pension coefficient.

Example

Insurance pension payments (they are also payments for harm to citizens who have reached the appropriate age) are calculated according to the general rules for calculating an insurance pension: the individual pension coefficient is multiplied by the cost of one coefficient.

For example, a person in a harmful profession earned an IPC in the amount of 150 points, and an additional 100 points for the total length of service.

The cost of one coefficient in 2019 is RUB 87.24.

That is, the pension will be: (150 + 100) * 87.24 = 21810 rubles.

A fixed payment to the insurance pension will also be added to this amount (in 2019 - 5334.19 rubles)

It is these payments that a person is entitled to.

In the Pension Fund, when submitting documents for an early or preferential pension, you can specify in advance how much the individual coefficient will be, and then independently calculate the amount of future payments.

The number of points is additionally influenced by the region of residence. So, residents of the Far North and areas that are equated to it, IPK are charged higher for difficult living conditions.

Important! The possibility of specifying the PKI for a specific period of time is also available for those who order extracts from the Pension Fund in electronic form on the portal of public services or in personal account on the official website of the Foundation. Service absolutely free, allows you to find out the size of the recorded work experience and the individual pension coefficient. Download for viewing and printing:

Additional tariff

Periods of work in hazardous and hazardous industries are included in the special length of service with the mandatory calculation and payment of an additional rate of insurance premiums to the Pension Fund of the Russian Federation. Therefore, it is extremely important that the employer calculates and pays premiums at the additional rates in a timely manner. Otherwise, it will hinder the formation of the right to early appointment old age pensions.

Currently, employers with jobs on Schedule 1, Schedule 2 and “small lists” are required to conduct a special assessment of working conditions at workplaces in accordance with Federal Law No. 426-FZ “On Special Assessment of Working Conditions” and pay a differentiated additional tariff in depending on the established class and subclass of working conditions.

Additional tariff payment table

Registration procedure

In order to apply for preferential payments or early retirement, you need to prepare a small package of documents:

• employment history;
• passport;
• statement;
• SNILS (insurance pension certificate, "green" card);
• certificates from all places of work, specifying the nature of work.

If there is not enough work experience according to the work book, but at the same time the citizen really worked in a harmful specialty, you can request copies of certificates from the archives, copies of orders from the employer for employment or dismissal.

Since 2003, the Pension Fund has independently kept records of seniority years, which can be viewed in your personal account on the website. If there is not enough work experience, but in fact it was (there are supporting documents), you must personally contact the territorial department at the place of registration or temporary registration to update the information.

Within 3 calendar months, the FIU employees carry out a reconciliation of data, after which the citizen is given either a positive or negative result on the establishment of a preferential or early pension. If the application is satisfied, no notifications are received, accrual is made according to the specified details. If, for some reason, preferential payments are not assigned, a notification of refusal in service comes.

Important! If a person does not agree with the result or the accrual of individual pension points, then he has the right to apply to the court with an application to review the pension case.

Electronic contact

After the entry into force of the law on the provision of electronic services to the population, citizens are urged to contact the departments through the portal of public services or official websites.

It's the same with the Pension Fund. That is why, in order to save time, you can fill out an application on the portal of public services and send it electronically. In this case, you do not need to attach any documents, just an application is enough.

At the same time, the Pension Fund calculates the PKI and the length of service, based on the information it has. If they are not reliable, there are additional documents, then you need to apply personally.

Important! They have no right to refuse a personal admission to the Fund, so a citizen can choose the most convenient way of applying, based on his own preferences.

Additionally, it is possible to apply through the Multifunctional Service Centers (MFC or "My Documents") at the place of residence or temporary registration.

Other benefits

If a citizen is entitled to preferential pension payments on several grounds (for example, for harmful working conditions and for work in the zone of distribution of radioactive radiation of the Chernobyl nuclear power plant), then the benefits are summed up among themselves.

The Pension Fund does not have the right to leave the choice for the most advantageous option for a citizen. The amounts are added up to each other and are subject to monthly accrual according to established order

Watch a video on what documents are needed for a preferential pension

September 5, 2017, 19:42 Apr 18, 2019 12:24

Last updated February 2019

In June 2018 started pension reform(On June 16, 2018, a bill was introduced to the State Duma to raise the retirement age).

The main idea of ​​the reform was to increase:

• standard retirement age (65 years for men, 63 years for women);
• the age limit for the disabled (70 - men, 68 - women),
• the age level of certain categories (medical workers, teachers, theater workers, workers of the Far North, etc.).

Now the law is undergoing parliamentary proofreading, as well as an assessment of public opinion and collection of the wishes and proposals of the population. What is happening has received a great resonance. Some amendments have already been made to the bill.

On August 29, 2018, the President of the Russian Federation made his contribution to the reformation aimed at softening the provisions of the project.

The main points are as follows:

• the general retirement age for women will be 60;
• women with children will be given the right to early retirement (3 children 3 years ahead of schedule, 4 children 4 years earlier, 5 or more children will allow them to retire at 50);
• the reform will not affect benefits for the indigenous peoples of the North, victims of the Chernobyl accident, certain benefit categories (chemical and hot shops, miners, etc.);
• the length of service for entering the early stage will be reduced (37 years for women and 42 for men, instead of the current 40 and 45, respectively);
• those who are currently, on the eve of retirement, are given the right to take a well-deserved rest six months earlier than the due date, that is, a man at 59.5 years old, and women at 54.5 years old.

But this is only an outline so far. Will the deputies adopt the law, and in which edition time will tell. And now the situation is the same as before.

Currently, to retire to a paid old-age pension and receive certain benefits, it is necessary to have the following facts:

• retirement age (for men at the onset of 60 years, for women - 55 years);
• the presence of a minimum 6-year insurance experience;
• the value of the individual coefficient from 6.6.

The required length of service will gradually increase: from 6 years in 2015. up to 15 years old by 2024 And the individual pension coefficient will grow by 2.4 points annually until it reaches 30.

Early retirement

The legislation of our country guarantees a citizen the right to receive a paid old-age pension and receive certain benefits. The grounds for a general pension are regulated by Article 8 of the Federal Law No. 400.

But, there are a number of federal regulations that clearly regulate the grounds for early assignment of retirement pensions.

Early retirement pension at 50 and earlier: list of persons and conditions for appointment

Articles 30, 31 and 32 of the Federal Law No. 400

Articles 30, 31 and 32 of Federal Law No. 400 ensure the guaranteed assignment of a labor pension to citizens whose work experience includes the following periods:

• Work in special territorial conditions;
• Activities associated with special working conditions;

The list of bases is individual and quite extensive (). For example, it includes:

• women who have raised more than 5 children, parents and guardians of children with disabilities.
• the right to early retirement belongs to disabled people: due to military trauma, with pituitary dwarfism, having the first group of vision.
• citizens permanently residing or working in the Far North and areas equated to it, persons employed in underground, mining industries, doctors in rural areas, etc.

Professions that allow early retirement due to harmfulness are indicated by lists 1 and 2, approved by the Cabinet of Ministers of the USSR on January 26, 1991.

The procedure for assigning an early retirement pension

• • When can I contact the PF? The appointment of a pension occurs from the day of application, but not earlier than the day of the emergence of the right to it. Before contacting the territorial branch of the PF, it is advisable to consult with its specialists or in the personnel department about the required list of documents.
  • How to submit documents? An application for an early appointment of a pension and the necessary certificates can be submitted by a citizen in person or sent by post. The day of receipt of documents or the date on the postmark and will be considered the day of treatment. They are confirmed by a hand-given or mailed receipt.
  • If the list of documents is incomplete? The person has the right, on the basis of the explanation of the PF employee, to convey the missing documents. Subject to the 3-month period from the date of receipt of the clarification, the date of applying for a pension remains the day the application was received.
  • How long does the Pension Fund consider the application? The Pension Fund is obliged to consider the application and make a decision on the appointment within 10 days.
  • Can they refuse? In case of refusal, the citizen must be notified of this within 5 days. The notice must indicate the reasons and the procedure for the appeal.

Early retirement in case of liquidation of the enterprise or reduction of personnel

Young people are dear to us everywhere, but an employee of pre-retirement age who has lost his job for the above reasons often experiences difficulties in finding a job. There is also a way out of this situation - to issue retirement earlier than the established deadlines.

The most essential condition for the appointment of early provision is the age of the reduced. The period remaining until retirement age cannot exceed 2 years. That is, in the absence of other conditions, early retirement:

• for women is provided only at 53 years old,
• early retirement for men - at 58 years old.

The following conditions must also be met:

• Dismissal only due to a reduction in the number of personnel or during the liquidation of the enterprise. Other reasons, such as personal desire or medical reasons, are not provided for by law.
• Availability of 25 years of insurance experience - for males, 20 years - for women. The length of service may be less than the established one if the conditions stipulated by the above article 30, 31, 32 FZ are present.
• A citizen must be recognized as unemployed and registered with the Employment Authority.
• There should be no vacancies on the exchange that correspond to the education, vacancy and qualifications of a person who has been laid off.

Citizens who have offenses that led to the termination of the appointment of social benefits (reduction of its size), or who have refused employment for suitable vacancies 2 times are deprived of the right to early assignment of a pension.

Rules for registration and appointment of early retirement pension

For a working citizen after dismissal

• The employer is obliged to pay the employee severance pay within a 2-month period.
• If during this time it was not possible to find a new job, payments from the former job are terminated, the citizen receives the status of an unemployed person and the right to receive benefits (if he independently registered with the Employment Center). The term for its payment is also limited by the time frame and is no more than 12 months.

For unemployed people of pre-retirement age

For unemployed people of pre-retirement age who have an insurance record of more than 20 years for women and 25 years for men, the payment of this subsidy may be extended. Each year, worked in excess of seniority, prolongs government support for 2 week.

If the employees of the service are experiencing difficulties with the selection of vacancies, they will offer the unemployed person in writing to take advantage of the right to early retirement. With this direction, the person should apply to the ROPF. This must be done within a month, otherwise the application will become invalid. The only valid reason for extending the term is an illness confirmed by a certificate of incapacity for work. In case of a positive answer from the pension fund, the status of unemployed is canceled and the payment of a pension is assigned. An early pension is paid until the beginning of the retirement age, then the transfer of an insurance old-age pension is carried out.

Pension payments are compensated by the Pension Fund from the budget of the employment center. Therefore, the latter, when the quotas are exceeded, are often refused referrals. If a future pensioner is faced with an unfounded refusal in his opinion, he can file a complaint with the Ministry of Labor or he can challenge the decision in court.

If a citizen finds a job or opens a business

Then the payment of the early pension is terminated and resumed only after the dismissal or closure of an individual entrepreneur or legal entity. Therefore, it is worthwhile to decide in advance on the choice (pension or salary) that gives the greatest income. About all changes (also about the onset of the age provided for receiving an old-age insurance pension), the citizen must independently notify the PF branches.

A package of documents for submission to the regional branch of the Pension Fund

Employees of the Pension Fund may require the following additional documents confirming:

• Change of personal data (full name);
• The presence of disabled members and dependents in the family (birth certificates, documents confirming their full-time education);
• Work experience in the Far North, at especially difficult and hazardous enterprises;
• Assigning disability, etc.

Calculation of the size of pension payments

The amount of early retirement pension is calculated in the same way as the method for determining the old-age pension and depends on:

• From the amount of payments to the Pension Fund;
• From wages.

Early retirement pension is also subject to government indexation and recalculation. In parallel, the citizen is given the right to receive service payments.

If you have any questions about the topic of the article, please do not hesitate to ask them in the comments. We will definitely answer all your questions within a few days. However, carefully read all the questions and answers to the article, if there is a detailed answer to such a question, then your question will not be published.

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Early retirement Is the pension received by citizens Of Russia, earlier than the usual pension term specified in the relevant provisions adopted to keep records of retirees of the Federation and simplify related procedures.

This type of monthly pension support is assigned to citizens, residents of the Federation, taking into account the list of norms determined by the legislative provisions. The main condition for receiving early payments is work in difficult conditions, where there is a threat to the life or health of the hired employee, due to the activities performed, necessary for society and the state.

An important nuance early retirement, earlier than the due date is, the citizen has a worked, actual experience labor activity, consisting of two parts: insurance and real, acquired in difficult working conditions.

The spheres of professional employment in which the employee is entitled to benefits are grouped into categories:

• Specialists working in workshops and underground, receiving harmful substances and lack of oxygen;
• Employees of enterprises and factories, faced with difficult conditions for the implementation of their activities;
• Work in the economic sector, types of sowing, loading and unloading operations, tractor drivers, agricultural machinists, workers of road and construction organizations;
• For women: work in textile factories associated with a high degree of labor intensity;
• Locomotive brigades, ensuring the absence of threats during transport and road traffic, transportation of passengers of the subway, ground public transport, as well as drivers of equipment involved in the transportation of goods and other elements, raw materials and goods involved in the extraction of mineral resources, necessary minerals, for conducting economic activities country;
• Participants and workers of distant and close expeditions, scientists, workers of parties and committees, citizens performing topographic and geological exploration work;
• Workers in the forestry industry, foremen of forest resources procurement, including both work on the site of forest areas, and in workshops and factories, for processing, sawing, maintenance of mechanisms and equipment associated with this activity;
• Workers in ports, when receiving goods and cargo, loading / unloading them for export and import of goods, resources, raw materials;
• Fleet workers serving in the crews of sailing ships, river fleet and fishing and catching fish and other marine food products;
• Citizens carrying out activities to rescue in difficult conditions, mountains and underground ores, mines, as well as workers of these units, where the extraction of raw materials is carried out;
• Civil aviation workers, members of the Federation's flight crews who operate aircraft and other aircraft, as well as mechanics and other technicians involved in maintenance and repair work to keep the entire air fleet in good condition;
• Liquidators of emergencies, accidents, leaks, civil defense workers, the Ministry of Emergency Situations, all rescue and professional teams;
• Employees serving the zones of isolation from society of citizens who violate the laws of the Federation and employees of relevant institutions;
• Workers in pedagogical institutions and educational institutions of the younger generation;
• Workers in the medical and medical field of activity who work for the benefit of society and improve the health of citizens of the Federation;
• Creative workers of theaters and other staging and entertainment organizations;
• Citizens serving in the testing of technology, aviation and space, flight and aeronautics.

Retirement and appointment accompanying payments, to all employees of the above organizations and enterprises, spheres of employment and industries, is carried out depending on their achievement of the required age: while the smallest number of years for women workers is 45-50 years, and for men this indicator is 50-55 years ... However, there are spheres of employment of the population in which the retirement age may already be 40 years old, or not at all.

The average insurance experience of working men, according to this list, is about twenty-five years, and twenty for women. The actual, worked experience and the second part necessary for the full receipt of pension support and privileges varies depending on the activity and can range from ten years for men, and seven years for women of the Federation.

Employees who have the right to retire earlier than the due date (ahead of schedule), by old age:

• Women who have given birth to five or more children, all of whom have reached the age of eight;
• The father or mother of a disabled child who raised him until the age of eight;
• A disabled person's caregiver taking care of a child up to the age of eight;
• Women who have given birth and raised two or more children, carry out work activities in the Far North and live there, while their total work experience should be twelve years;
• Residents and citizens of the Federation who have become disabled due to military actions and conflicts;
• People with defects in the visual apparatus, the visually impaired of the first group;
• Dwarfs and citizens born of midgets, with a congenital pituitary anomaly (nanism);
• Workers in the Far North and equivalent territories with fifteen to twenty years of work experience.

Early retirement pension, is determined by the law of the Federation 173, which describes the conditions for obtaining and destination these types of pensions. The twenty-seventh and twenty-eighth articles, explain in detail all the nuances of compliance with the proper conditions and lists of necessary copies and originals documents, on the provision of which, the citizen receives right to early retirement pension and state support.

General Provisions exit and entry into retirement age , actions with staff cuts, citizens' appeals to the pension fund and the procedure for preparing the implementation of all the necessary steps.

Documents, copies and originals required for accrual, receipt and early retirement:

• A statement indicating the desire to exercise your right and implement: early retirement;
• Original and made copy of your valid passport of a citizen of the Federation;
• If available, the original and a duplicated copy of your military ID;
• Certificate of received at work funds(on income), in a row since 2002, for sixty calendar months (five years);
• Original document and a copy, which will confirm your seniority.

* There are situations when Pension Fund, may ask to supplement the list of provided documents, copies and originals.

The formula for calculating early retirement pension, its average size:

From January 1, 2016, Law 400-FZ came into force, defining a new procedure for calculating early retirement and receiving the corresponding monthly payments.

Citizen N may retire. His work experience is twenty-five years and the average wage level is calculated 1.5 times more (150%) than the average wage level in Russia.

To calculate the pension for this citizen, you need to refer to the indicator of the basic pension FV and add the insurance part (converted to points) to it, depending on its amount. Or calculate the pension, taking into account the new opportunity for NP citizens - the funded part of the pension, for those who wish to take advantage of this innovation.

PV(fixed amount) for 2018 = RUB 4,982.9 and above;

Joint venture(the insurance part of the pension) 1 point = 81.49 rubles (changed and approved annually).

SP points are recalculated for each year a citizen has worked.

The insurance part of a citizen's pension N = 25 (years of experience) * 81.49 = 2037.25 rubles;

Pension = (FV + SP)+ NP (according to standard state conditions 16% per year, or at personal request and the accumulation of percentages of deductions from wages 10%) = 4982.9 + 2037.25 = 7020.15 + (NP calculated individually).

Average salary in Russia in 2017 = 35845.

Calculation of an individual NP indicator for a citizenN:

Citizen N received a salary in the amount of 150% of the average monthly = 35845 + 17922.5 = 53,767.5 rubles * 12 (months) = 645210 (NP = 103,233.6 rubles per year), about 7.3 points for each year worked with such a salary.

25 (years of experience) * 7.3 ( NP points) = 182.5 (points) * 81.49 = 14,871.925 rubles

Full early retirement pension= 4982.9 + 2037.25 + 14871.925 = 21892.075 rubles per month.

Considering last changes in the legislation, very few people really imagine what their future pension will be. The so-called "beneficiaries" know even less about their fate - people who, by virtue of their profession, become pensioners earlier than others. For them - our instructions on how to calculate a preferential pension at home.

Who is eligible for a preferential pension?

Starting from 2015, citizens working in difficult or dangerous working conditions, as well as firefighters, rescuers, machinists, textile workers, geologists, railway workers, doctors, teachers and citizens of other professions listed in Article 30-32 of the Federal Law, can receive a preferential insurance pension. No. 400 dated 28.12.13.

To assign a "preferential pension", the following conditions must be met:

• a citizen must hold a position that provides for early retirement (lists of such positions, as well as institutions and enterprises are listed in the Decree of the Government of the Russian Federation No. 665 on July 16, 2014) for a certain time;
• the length of service of "preferential work" must comply with the conditions of Article 30-32 of the Federal Law No. 400 (for example, doctors and people working in the health sector must have 30 years of "urban experience" and 25 years of experience - "rural");
• upon retirement, the beneficiary must accumulate the minimum required number of pension points, determined in accordance with Appendix No. 4 to Federal Law No. 400 (in 2015 - this number of points = 6).

Calculation principles

Despite the abundance of conditions that must be met in order to retire earlier than expected, the calculation of the "preferential" insurance pension is no different from the calculation of the usual one. The formula for the calculation is the same, and the size future pension directly depends on the number of points accumulated by the "beneficiary".

Until 2015, there was no concept of "pension score"; instead, the pension was calculated depending on the accumulated by the citizen over the years of his work pension capital... From 2015, all contributions to the OPS system will be automatically converted into points according to the formula:

IPO in year N / NGO in year N) * 10, where
IPO - the amount of individual pension contributions;
NGO - the standard size of pension contributions;
N is the year.

For example: a general practitioner in 2015 receives a salary of 10,000 rubles. per month. It is necessary to calculate how many retirement points will be awarded to him per year. The rate of pension contributions for the insurance part of the pension in 2015 is 16% per month, for NGOs in 2015 = 16% * 670,000 rubles. = RUB 107,200
(10,000 * 16% * 12 / 107,200) * 10 = 1.79 points

The capital that was accumulated by citizens before the entry into force of Law No. 400-ФЗ was automatically converted into points. By the time of retirement, the points of each pensioner will be summed up and multiplied by the base value of one point in the corresponding year (in 2015, 1 retirement point is worth 71.41 rubles).

What is the main difficulty in calculating a preferential pension? In the correct definition of grace periods of work and the calculation of retirement points. What is done and reflected automatically in the Pension Fund, an ordinary citizen will have to calculate independently.

You can calculate your pension yourself

And yet, how to do it? How to calculate a preferential pension at home? The first thing a beneficiary pensioner needs to do, regardless of whether he is a teacher, a train driver or a paramedic, is to take his work book into hands and open on the Internet a list of professions and positions that provide for early retirement (Government Decree No. 665).

Then you need to check the list: what periods of work can be counted as "grace". When reconciling, pay attention not only to the correspondence of positions, but also to the names of the institutions in which you worked. They must also match the list. Please note that if you are not a medical worker or a teacher, then you will be calculated a preferential pension only when you confirm that you worked in dangerous or difficult working conditions.

After calculating the length of service, check whether it complies with the provisions of Articles 30-32 of the Federal Law No. 400. If you have enough experience to calculate a preferential pension, you need to calculate how many pension points you have accumulated over the years of work. It is quite difficult to do this at home, since until 2015 there were no pension points as such.

If you still want to get a rough idea of ​​how many points you have accumulated, then try to take the rates of pension contributions that were in effect from 2002 to 2014 inclusive, calculate the insurance part of the old-age labor pension using the formula described in article 14 of the Federal Law No. 173 from 17.12.01

Next, divide the resulting value by the size of one retirement point in 2015. Add to the resulting value the points for non-working periods, which are also included in the length of service in accordance with Article 12 of the Federal Law No. 400 (childcare, periods of temporary disability, etc.) and points for periods of work starting from 2015 onwards. Remember that points must be calculated for each year separately!

Now multiply the total number of retirement points by the size of one retirement coefficient and get the approximate amount of the preferential insurance pension. Keep in mind that the resulting calculation will only reflect reality by 60%.

To find out the exact number of points that will be awarded to you for the current year, you can go to the PFR website and use a special calculator. However, if you are still far from retirement, we recommend that you focus not on points, but on gaining the experience necessary to apply for a preferential pension.